{"id":147,"date":"2019-02-15T18:01:46","date_gmt":"2019-02-15T18:01:46","guid":{"rendered":"http:\/\/www.unbiasedfinancialgroup.co.uk\/blog\/?p=147"},"modified":"2019-02-16T18:03:25","modified_gmt":"2019-02-16T18:03:25","slug":"do-you-have-any-ni-gaps","status":"publish","type":"post","link":"http:\/\/www.unbiasedfinancialgroup.co.uk\/blog\/2019\/02\/15\/do-you-have-any-ni-gaps\/","title":{"rendered":"Do you have any NI gaps?"},"content":{"rendered":"\n<p>Paying out for voluntary National Insurance contributions now could improve your state pension by up to \u00a34,000 \u2013 but it\u2019ll cost more if you wait until after 5 April 2019. <\/p>\n\n\n\n<p><strong>Anyone\nwho reaches state pension age after 5 April 2016 and has a gap in their NI\npayments between the 2006-07 to 2015-16 tax years has until April 2023 to\n\u2018plug\u2019 the holes by making voluntary contributions.<\/strong> \n\nIn the new tax year, the amount you pay for voluntary National Insurance\n(NI) will increase to a more expensive flat rate for all tax years. But, if you\npay between \u00a3600 and \u00a3700 \u2013 the equivalent of \u00a3100 a week between now and April\n\u2013 you could pay off a missing year in your NI record and secure thousands of\npounds of state pension when you retire. \n\n\n\n<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Paying out for voluntary National Insurance contributions now could improve your state pension by up to \u00a34,000 \u2013 but it\u2019ll cost more if you wait until after 5 April 2019. Anyone who reaches state pension age after 5 April 2016 and has a gap in their NI payments between the 2006-07 to 2015-16 tax years &hellip; <\/p>\n<p class=\"link-more\"><a href=\"http:\/\/www.unbiasedfinancialgroup.co.uk\/blog\/2019\/02\/15\/do-you-have-any-ni-gaps\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Do you have any NI gaps?&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1,6,4,8],"tags":[],"_links":{"self":[{"href":"http:\/\/www.unbiasedfinancialgroup.co.uk\/blog\/wp-json\/wp\/v2\/posts\/147"}],"collection":[{"href":"http:\/\/www.unbiasedfinancialgroup.co.uk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.unbiasedfinancialgroup.co.uk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.unbiasedfinancialgroup.co.uk\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/www.unbiasedfinancialgroup.co.uk\/blog\/wp-json\/wp\/v2\/comments?post=147"}],"version-history":[{"count":1,"href":"http:\/\/www.unbiasedfinancialgroup.co.uk\/blog\/wp-json\/wp\/v2\/posts\/147\/revisions"}],"predecessor-version":[{"id":148,"href":"http:\/\/www.unbiasedfinancialgroup.co.uk\/blog\/wp-json\/wp\/v2\/posts\/147\/revisions\/148"}],"wp:attachment":[{"href":"http:\/\/www.unbiasedfinancialgroup.co.uk\/blog\/wp-json\/wp\/v2\/media?parent=147"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.unbiasedfinancialgroup.co.uk\/blog\/wp-json\/wp\/v2\/categories?post=147"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.unbiasedfinancialgroup.co.uk\/blog\/wp-json\/wp\/v2\/tags?post=147"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}